Jess Sutcliffe

We are Jess Sutcliffe State Farm. We aren't just the place you call to insure a car. We're an agency that helps you think through your overall protection and financial picture.Give our office a call today! We can assist you in all facets of insurance- Auto, Home, Life, Health, Business, as well as Retirement, and other financial needs. My team and I have a combined experience of over 38 years and are ready to help you.

About Agent Jess:

I kicked off my State Farm adventure back in 2011 right here in Fort Madison as a team member for another Agent. Over time, my love for this community (and my customers!) grew so much that I became an Agent in 2021. I’m a true Southeast Iowa kid—born and raised in Keokuk. My husband Chris and I have our hands full with our adorable toddler, Will, plus our two mischief-makers, Bo and Gus, our beagles. When I’m not working, you’ll probably catch me volunteering around town or immersing myself in all things home related- I love interior design, art and cooking. I genuinely love what I do and feel lucky every day to serve such an awesome community. Helping neighbors, supporting local businesses, and making a difference? That’s what gets me out of bed in the morning (well, that and coffee)!

Community Involvement & Awards:

Fort Madison Ambassador of the Year 2023

Fort Madison Chamber of Commerce Board of Directors 2019-2025

Fort Madison Chamber Promotions Committee

Fort Madison SIRRC Board Member

Regional SIRRC

Fort Madison Ambassador Club member

Fort Madison Beautification Foundation

Honor Club Award Recipient x5

Ambassador Club Award Recipient X 4

Chairman Circle Agent x2

Fort Madison Chamber of Commerce Ambassador of the Year Nominee 2021

Rotary Member

Fort Madison Chamber of Commerce Small Business of the Year Recipient 2021

PORT Committee Member

Fort Madison Tourism Board Vice President

Fort Madison Visioning Committee member

Junior Acheivement

Serving you in Fort Madison, West Point, Donnellson, Wever, Bonaparte, Farmington, Keokuk, Lee County, IA. Dallas City, IL., Niota, IL, Stonghurst, IL, Oquaka, IL. Carmen, IL, Alexandria, MO; Wayland, MO; Kahoka, MO; and other surrounding locations. Licensed in Iowa, Illinois and Missouri!

Frequently Asked Questions (FAQ)

• Q: Why did you become an insurance agent? I am most passionate about helping people with their life insurance! I am all about making sure families are protected for generations to come. I come from a blue-collar background. My family worked hard, but we didn't have much. Being able to grow and help others the same way I learned to help my family energizes me! Life insurance is the last love letter you leave to your family!

• Q: What kind(s) of insurance do you offer? We have auto, home, life, health and retirement services.

• Q: Do you have a team of insurance professionals? How much experience do you have? I am BLESSED with a long tenured amazing team who cares about our customers and community!

• Q: What kind of activities or organizations do you support in your community? I am big on supporting my community-after all, I live here too! I love to get involved and lend a hand when and where I can. In 2025 alone, we donated over $20,000 to our community through donations and sponsorships, and we are on pace to do it again in 2026!

• Q: What's an effective way to get car insurance quotes? Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. We work with Iowa, Illinois and Missouri residents to find coverage that fits.

• Q: How quickly can car insurance coverage start? In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. For personalized coverage, reach out!

• Q: What does renters insurance cover? Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. In Fort Madison, you can count on Jess for personalized service.

• Q: Do you need to carry insurance on your home? Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. We are here to help your household feel covered.

• Q: How does a life insurance policy actually function? Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Looking for coverage? Let's create a plan that fits you!